Publications Archive

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PUBLICATIONS:

Where's the outrage?
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® December 2014)

An Ode to the Affordable Care Act
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® August 2014)

The Most Current Status of the Affordable Care Act
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® June 2014)

The ACA's Employer Play or Pay Mandate
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® March 2014)

Simply Calling Something “Affordable,” Doesn’t Make It So!
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® November 2013)

Hold on to your hat … and your wallet!
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® August 2013)

ObamaCare Exchanges - What are They and Will They Work?
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® June 2013)

ObamaCare ... what’s coming down the pike in 2014?
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® (March 2013)

Looks like ObamaCare is here to stay
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® (December 2012)

PPACA Is (mostly) Constitutional ... So Now What?
By: David T. Leo, President of WMI Mutual Insurance™ Company® & WMI TPA® (December 2012)

"Perspectives on Medical Insurance?"
By: Tim Blair and Ross Hinman of WanSutter Insurance and Risk Management (May 2012)

"Beware Adverse Selection and the Death Spiral!"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (April 2012)

"What can WMI do for you?"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (December 2011)

"PwC predicts 8.5% increase in medical cost trend in 2012!"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (October 2011)

"Employer Mandates Under PPACA"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (November 2010)

"PPACA Grandfathering"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (October 2010)

"Health Care Reform... what it means to you, your company, your health plan, and your insurer"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (July 2010)

"A Personal Health Care Experience"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (April 2010)

"Health care reform must be more than just health insurance reform!"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (November 2009)

"WMI Wellness Program"
By: Rhett Cleverly, MBA, Underwriter, WMI Mutual Insurance™ Company ® & WMI TPA ® (September 2009)

"COBRA Premium Subsidy... on the Backs of Employers!"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (May 2009)

Kaiser Family Foundation - Employer Health Benefits Survey

"Getting a quote from WMI Mutual Insurance™ Company is simple!"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (April 2009)

"Behind the Numbers - Medical Cost Trends for 2009"
Price Waterhouse Coopers (2009)

"The Devil is in the Details of President-Elect Obama's Plan for a Healthy America"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (June 2008)

"When Should We Start An Employee Wellness Program?"
By: Rhett Cleverly, MBA, Underwriter, WMI Mutual Insurance™ Company ® & WMI TPA ® (August 2008)

"$341,000 for back surgery?  You’ve got to be kidding me!"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (June 2008)

"Great expectations – do we expect too much from our health insurance coverage?"
By: James L. Leigh, CIC, Marketing Director, WMI Mutual Insurance™ Company ® (June 2008)

"Bad Things Can Happen When Employers Waive Benefit Waiting Periods"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (January 2008)

"Online claims tracking now available at WMI Mutual Insurance™ Company"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (Oct. 2007)

"Pitfalls of Employer Deductible Reimbursement Plans"
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (May 2007)

"The Breaking Point – Future Trends in Health Insurance Premiums and Solutions"
By: James L. Leigh, CIC, Marketing Director, WMI Mutual Insurance™ Company ® (April 2007)

"Kaiser Family Foundation – Employer Health Benefits Report (2006)"
Kaiser Family foundation (2006)

"What Others Have To Say About Us ... "
By: David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (July 2006)

"2006 Prescription Drug Trend Report"
By : Lacey DeHart , WMI Mutual Insurance™ Company ® & WMI TPA ® (Sept. 2006)

"The Massachusetts Experiment "
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (July 2006)

"What is WMI Mutual Insurance™ Company and what does it do?"
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (Mar. 2006)

"Trends and Indicators in the Changing Health Care Marketplace"
Kaiser Family foundation (Updated February 2006)

"The Factors Fueling Rising Healthcare Costs 2006"
By: Price Waterhouse Coopers study prepared for America's Health Insurance Plans (January 2006)

"2005 Insurance Market Review"
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (Dec. 2005)

"Medicare and Medicare Supplement Insurance Basics"
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (Sept. 2005)

"The time has come, the time is now ... "
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (June 2005)

"Employer Premium Contribution --- An Important Cost Controlling Mechanism"
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (Mar. 2005)

"Final Regulations Issued for COBRA"
By : Tina Thomas, WMI Mutual Insurance™ Company ® & WMI TPA ® (Sept. 2004)

"Health Savings Accounts ("HSAs") and High Deductible Health Plans ("HDHPs")
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (June 2004)

"Insurance 101"
By : Lisa Laws, WMI Mutual Insurance™ Company ® & WMI TPA ® ( Dec. 2003)

"An Update of the Health Care and Health Insurance Market in the U.S."
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (Sept. 2003)

" The Privacy Rules of the Health Insurance Portability and Accountability Act of 1996"
By : Tina Thomas, WMI Mutual Insurance™ Company ® & WMI TPA ® (June 2003)

"WPMA Convention Seminar"
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (Feb. 2003)

"Western Mutual Insurance Company Update"
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (Nov. 2002)

"Western Mutual Insurance Company Update"
By : David T. Leo, President of WMI Mutual Insurance™ Company ® & WMI TPA ® (April 2002)

"Déjà Vu All Over Again: The Soaring Cost of Private Health Insurance and its Impact on Consumers and Employers"
By: Joel E. Miller - (May 2000)

The Factors Fueling Rising Healthcare Costs, PriceWaterhouseCoopers (“PwC”) study for the American Association of Health Plans
(April 2002)


Insurance and Health Care Surveys:

Price Waterhouse Coopers Survey
Kaiser Family Foundation Survey (2MB)


WMI Mutual Insurance Company – Hope Newsletters:

WMI Mutual Insurance™ Company Hope Newsletter (October 2014) (1.4 MB)
WMI Mutual Insurance™ Company Hope Newsletter (July 2014) (1 MB)
WMI Mutual Insurance™ Company Hope Newsletter (April 2014) (1 MB)
WMI Mutual Insurance™ Company Hope Newsletter (January 2014) (1 MB)
WMI Mutual Insurance™ Company Hope Newsletter (October 2013) (1 MB)
WMI Mutual Insurance™ Company Hope Newsletter (July 2013) (1.43 MB)
WMI Mutual Insurance™ Company Hope Newsletter (April 2013) (1.3 MB)
WMI Mutual Insurance™ Company Hope Newsletter (January 2013) (1.3 MB)

"WMI Mutual Insurance™ Company Hope Newsletter (October 2012)" (1.4 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (July 2012)" (1.4 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (April 2012)" (1.6 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (February 2012)" (1.6 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (January 2012)" (1 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (October 2011)" (1 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (September 2011)" (1.2 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (July 2011)" (1.2 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (April 2011)" (1.5 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (January 2011)" (1.4 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (October 2010)" (1.1 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (July 2010)" (1.2 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (April 2010)" (1.1 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (January 2010)" (1 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (July 2009)" (1.6 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (April 2009)" (1.1 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (January 2009)" (1.2 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (October 2008)" (1.3 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (July 2008)" (1.2 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (April 2008)" (1.6 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (January 2008)" (7 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (October 2007)" (1.5 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (July 2007)" (2.4 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (April 2007)" (1.3 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (January 2007)" (1 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (October 2006)" (884 KB)
"WMI Mutual Insurance™ Company Hope Newsletter (July 2006)" (900 KB)
"WMI Mutual Insurance™ Company Hope Newsletter (April 2006)" (1.2 MB)
"WMI Mutual Insurance™ Company Hope Newsletter (January 2006)" (1 MB)