Publications Archive

(You must have Acrobat Reader to view documents, download is free.)
Back to current Publications

PUBLICATIONS:

Where's the outrage?
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® December 2014)

An Ode to the Affordable Care Act
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® August 2014)

The Most Current Status of the Affordable Care Act
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® June 2014)

The ACA's Employer Play or Pay Mandate
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® March 2014)

Simply Calling Something “Affordable,” Doesn’t Make It So!
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® November 2013)

Hold on to your hat … and your wallet!
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® August 2013)

ObamaCare Exchanges - What are They and Will They Work?
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® June 2013)

ObamaCare ... what’s coming down the pike in 2014?
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® (March 2013)

Looks like ObamaCare is here to stay
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® (December 2012)

PPACA Is (mostly) Constitutional ... So Now What?
By: David T. Leo, President of WMI Mutual Insurance Company® & WMI TPA® (December 2012)

"Perspectives on Medical Insurance?"
By: Tim Blair and Ross Hinman of WanSutter Insurance and Risk Management (May 2012)

"Beware Adverse Selection and the Death Spiral!"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (April 2012)

"What can WMI do for you?"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (December 2011)

"PwC predicts 8.5% increase in medical cost trend in 2012!"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (October 2011)

"Health Insurance Facts and Figures"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (March 2011)

"Employer Mandates Under PPACA"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (November 2010)

"PPACA Grandfathering"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (October 2010)

"Health Care Reform... what it means to you, your company, your health plan, and your insurer"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (July 2010)

"A Personal Health Care Experience"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (April 2010)

"Health care reform must be more than just health insurance reform!"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (November 2009)

"WMI Wellness Program"
By: Rhett Cleverly, MBA, Underwriter, WMI Mutual Insurance Company ® & WMI TPA ® (September 2009)

"COBRA Premium Subsidy... on the Backs of Employers!"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (May 2009)

Kaiser Family Foundation - Employer Health Benefits Survey

"Getting a quote from WMI Mutual Insurance Company is simple!"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (April 2009)

"Behind the Numbers - Medical Cost Trends for 2009"
Price Waterhouse Coopers (2009)

"The Devil is in the Details of President-Elect Obama's Plan for a Healthy America"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (June 2008)

"When Should We Start An Employee Wellness Program?"
By: Rhett Cleverly, MBA, Underwriter, WMI Mutual Insurance Company ® & WMI TPA ® (August 2008)

"$341,000 for back surgery?  You’ve got to be kidding me!"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (June 2008)

"Great expectations – do we expect too much from our health insurance coverage?"
By: James L. Leigh, CIC, Marketing Director, WMI Mutual Insurance Company ® (June 2008)

"Bad Things Can Happen When Employers Waive Benefit Waiting Periods"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (January 2008)

"Online claims tracking now available at WMI Mutual Insurance Company"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (Oct. 2007)

"Pitfalls of Employer Deductible Reimbursement Plans"
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (May 2007)

"The Breaking Point – Future Trends in Health Insurance Premiums and Solutions"
By: James L. Leigh, CIC, Marketing Director, WMI Mutual Insurance Company ® (April 2007)

"Kaiser Family Foundation – Employer Health Benefits Report (2006)"
Kaiser Family foundation (2006)

"What Others Have To Say About Us ... "
By: David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (July 2006)

"2006 Prescription Drug Trend Report"
By : Lacey DeHart , WMI Mutual Insurance Company ® & WMI TPA ® (Sept. 2006)

"The Massachusetts Experiment "
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (July 2006)

"What is WMI Mutual Insurance Company and what does it do?"
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (Mar. 2006)

"Trends and Indicators in the Changing Health Care Marketplace"
Kaiser Family foundation (Updated February 2006)

"The Factors Fueling Rising Healthcare Costs 2006"
By: Price Waterhouse Coopers study prepared for America's Health Insurance Plans (January 2006)

"2005 Insurance Market Review"
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (Dec. 2005)

"Medicare and Medicare Supplement Insurance Basics"
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (Sept. 2005)

"The time has come, the time is now ... "
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (June 2005)

"Employer Premium Contribution --- An Important Cost Controlling Mechanism"
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (Mar. 2005)

"Final Regulations Issued for COBRA"
By : Tina Thomas, WMI Mutual Insurance Company ® & WMI TPA ® (Sept. 2004)

"Health Savings Accounts ("HSAs") and High Deductible Health Plans ("HDHPs")
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (June 2004)

"Insurance 101"
By : Lisa Laws, WMI Mutual Insurance Company ® & WMI TPA ® ( Dec. 2003)

"An Update of the Health Care and Health Insurance Market in the U.S."
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (Sept. 2003)

" The Privacy Rules of the Health Insurance Portability and Accountability Act of 1996"
By : Tina Thomas, WMI Mutual Insurance Company ® & WMI TPA ® (June 2003)

"WPMA Convention Seminar"
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (Feb. 2003)

"Western Mutual Insurance Company Update"
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (Nov. 2002)

"Western Mutual Insurance Company Update"
By : David T. Leo, President of WMI Mutual Insurance Company ® & WMI TPA ® (April 2002)

"Déjà Vu All Over Again: The Soaring Cost of Private Health Insurance and its Impact on Consumers and Employers"
By: Joel E. Miller - (May 2000)

The Factors Fueling Rising Healthcare Costs, PriceWaterhouseCoopers (“PwC”) study for the American Association of Health Plans
(April 2002)


Insurance and Health Care Surveys:

Price Waterhouse Coopers Survey
Kaiser Family Foundation Survey (2MB)


WMI Mutual Insurance Company – Hope Newsletters:

WMI Mutual Insurance Company Hope Newsletter (October 2014) (1.4 MB)
WMI Mutual Insurance Company Hope Newsletter (July 2014) (1 MB)
WMI Mutual Insurance Company Hope Newsletter (April 2014) (1 MB)
WMI Mutual Insurance Company Hope Newsletter (January 2014) (1 MB)
WMI Mutual Insurance Company Hope Newsletter (October 2013) (1 MB)
WMI Mutual Insurance Company Hope Newsletter (July 2013) (1.43 MB)
WMI Mutual Insurance Company Hope Newsletter (April 2013) (1.3 MB)
WMI Mutual Insurance Company Hope Newsletter (January 2013) (1.3 MB)

"WMI Mutual Insurance Company Hope Newsletter (October 2012)" (1.4 MB)
"WMI Mutual Insurance Company Hope Newsletter (July 2012)" (1.4 MB)
"WMI Mutual Insurance Company Hope Newsletter (April 2012)" (1.6 MB)
"WMI Mutual Insurance Company Hope Newsletter (February 2012)" (1.6 MB)
"WMI Mutual Insurance Company Hope Newsletter (January 2012)" (1 MB)
"WMI Mutual Insurance Company Hope Newsletter (October 2011)" (1 MB)
"WMI Mutual Insurance Company Hope Newsletter (September 2011)" (1.2 MB)
"WMI Mutual Insurance Company Hope Newsletter (July 2011)" (1.2 MB)
"WMI Mutual Insurance Company Hope Newsletter (April 2011)" (1.5 MB)
"WMI Mutual Insurance Company Hope Newsletter (January 2011)" (1.4 MB)
"WMI Mutual Insurance Company Hope Newsletter (October 2010)" (1.1 MB)
"WMI Mutual Insurance Company Hope Newsletter (July 2010)" (1.2 MB)
"WMI Mutual Insurance Company Hope Newsletter (April 2010)" (1.1 MB)
"WMI Mutual Insurance Company Hope Newsletter (January 2010)" (1 MB)
"WMI Mutual Insurance Company Hope Newsletter (July 2009)" (1.6 MB)
"WMI Mutual Insurance Company Hope Newsletter (April 2009)" (1.1 MB)
"WMI Mutual Insurance Company Hope Newsletter (January 2009)" (1.2 MB)
"WMI Mutual Insurance Company Hope Newsletter (October 2008)" (1.3 MB)
"WMI Mutual Insurance Company Hope Newsletter (July 2008)" (1.2 MB)
"WMI Mutual Insurance Company Hope Newsletter (April 2008)" (1.6 MB)
"WMI Mutual Insurance Company Hope Newsletter (January 2008)" (7 MB)
"WMI Mutual Insurance Company Hope Newsletter (October 2007)" (1.5 MB)
"WMI Mutual Insurance Company Hope Newsletter (July 2007)" (2.4 MB)
"WMI Mutual Insurance Company Hope Newsletter (April 2007)" (1.3 MB)
"WMI Mutual Insurance Company Hope Newsletter (January 2007)" (1 MB)
"WMI Mutual Insurance Company Hope Newsletter (October 2006)" (884 KB)
"WMI Mutual Insurance Company Hope Newsletter (July 2006)" (900 KB)
"WMI Mutual Insurance Company Hope Newsletter (April 2006)" (1.2 MB)
"WMI Mutual Insurance Company Hope Newsletter (January 2006)" (1 MB)